Skip to main content

Online Banking Login



Citizens State Bank is focused on meeting all of your business banking needs


Our bank is devoted to meeting the credit needs of your business. We believe a strong commercial base is a key to the health of our local economy.

Operating Loans & Lines of Credit

For short-term working capital needs.

Term Loans

For fixed assets such as equipment, machinery, vehicles and real estate.

Loan Programs Through the SBA

We participate in Small Business Administration programs.



Regular Business Checking

This checking account is especially suited for small businesses. It requires a low minimum balance and features monthly statements. Our small business owners love its easy maintenance.

Business Plus Checking

This account works well for our larger business customers. The minimum balance is easy to carry, monthly statements are standard, and checking balances earn interest.


Comparison Chart

  Regular Business Business Plus
Minimum Balance $250 $1000
Monthly Service Charge $5 per month if your balance falls below $250 $8 per month if your balance falls below $1000
Interest None Paid monthly, accrued when minimum daily balance is over $1000
Statement Frequency Monthly Monthly

Serving the Community Since 1901.