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FDIC Insured - Backed by the full faith and credit of the U.S. Government.

Committed to your success

Citizens State Bank is a community bank rooted in the South Dakota towns we serve.

We offer a full range of financial products and services for individuals, farmers, and businesses – guided by local decision-making, personal relationships, and direct access to our team when you call. Since 1901, our customers have trusted us for responsive service, practical solutions, and a genuine commitment to helping our communities thrive.

CD/IRA Options

View our selection of CD and IRA options.

CD/IRA Options

Calculators

Plan your future with help from these financial calculators that we have developed for you.

Calculators

Mobile Banking

Conveniently check your balance, transfer money and access your account anywhere, anytime.

Mobile Banking

Ag Banking

Grow, diversify or improve your farm operations with financial services, geared to agricultural producers.

Ag Banking

Serving the Community Since 1901.