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Loans & Credit

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Home Loans

Whether you are building a home, purchasing a home, refinancing your existing mortgage loan or doing a home improvement project, we offer a variety of in-bank and secondary market financing options.

Personal Loans

Buying a new or used car? Or just need some cash? Citizens State Bank has a broad range of consumer loan options.

Visa Cards

We offer Visa Classic and Visa Gold credit cards, as well as non-reloadable Visa Gift Cards for your convenience. Applications are available at each of our bank locations.

A service offered to credit qualified applicants at a fixed rate with no annual fee. Our customers may make purchases wherever the Visa logo is accepted.

Should your Visa Credit Card get lost or stolen, here are contact phone numbers for your use:

Proudly serving customers for more than 100 years.