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Checking

A windmill standing in a corn field.
 

With a variety of checking options available, you will be able to find an account that best fits your needs. See the comparison chart below.

Regular Checking

This low maintenance account is just right for people who want a basic checking account.

Hometown Checking

For people who keep a somewhat higher balance, our premium Hometown Checking account earns additional benefits including interest.

Hometown 50 Checking

For people over age 50, this account offers free basic checks and a low minimum balance requirement of only $100.

Student Checking

Our Student Checking account is a no-frill, low-cost alternative for those who are still in school.

 

Debit & ATM Cards

Forget to order checks? Need cash and the bank is closed? For convenience at your fingertips, stop in and talk to us about an ATM/Debit card today!

Citizens State Bank is a SHAZAM Privileged Status member. As a Citizens State Bank customer, you can use ATMs of other Privileged Status financial institutions without paying surcharge fees.

Citizens State Bank's ATMs are available – free of surcharge – at the following locations:

Arlington

Castlewood

Should your Debit or ATM Card get lost or stolen, here are contact phone numbers for your use:

 

Comparison Chart

  Student Account Regular Checking Hometown Checking Hometown 50 Checking**
Minimum Balance 0 0 $500 $100
Monthly Service Charge None $2 $8 per month if your balance falls below $500 $5 per month if your balance falls below $100
Interest None None Paid monthly, accrued when minimum daily balance is over $500 Paid monthly, accrued when minimum daily balance is over $100
Statement Frequency Monthly Monthly Monthly Monthly
ATM Withdrawals Free* Free* Free* Free*
Other Benefits First set of checks free First set of checks free Copies, Notary Service, First set of checks free Copies, Notary Service, Free Basic Checks

* See Shazam Info

**Open for customers over age 50

Proudly serving customers for more than 100 years.