Business Banking

Citizens State Bank is focused on meeting all of your business credit needs.

Regular Business Checking

This checking account is ideal for our small businesses! It features a low minimum balance and monthly statements. It is so easy to maintain, our small business owners love it!

Business Plus Checking

This account works very well for our larger business customers. The minimum balance is easy to carry; they receive interest on their funds, and monthly statements are also a standard.

Business Checking Accounts

Regular Business BusinessPlus
Minimum Balance $250 $1000
Monthly Service Charge $5 per month if your balance falls below $250 $8 per month if your balance falls below $1000
Interest None Paid Monthly Accrued when minimum daily balance is over $1000
Statement Frequency Monthly Monthly

Our bank is strongly committed to meeting the loan needs of your business. We believe a strong commercial base is the key to our local economy.

  • Operating Loan & Lines of Credit
    For short term business operating expenses.

  • Term Loans
    For equipment needs, business expansion, vehicle and real estate.

  • Loan Programs Through the SBA
    We participate in the Small Business Administration programs.